Last updated September 2026
Terms of use
These terms govern the use of this website. They do not govern any work we do for clients — that is dealt with in the engagement letter for the work.
The website is information, not advice
Everything on this website is general information about the firm and what it does. It is not accounting, tax, financial or legal advice, and it is not an opinion on anything. Do not act on it without taking advice on your own circumstances.
Any figures, statements or documents shown as examples on this website are illustrations only. They are not real client information and do not describe any actual entity.
No engagement is created
Reading this website, sending an enquiry or receiving a reply does not create a professional engagement between you and HTCO. We are engaged only when both of us have signed an engagement letter for defined work.
Accuracy
We keep this website as accurate as we reasonably can, but we do not warrant that it is complete or current. Standards, legislation and regulatory requirements change, and pages may lag behind them.
Our material
The content, layout and branding of this website belong to HTCO or are used with permission. You may read it, print it and share links to it. You may not republish it as your own or use our name or logo without written permission.
Liability
To the extent the law allows, we are not liable for loss arising from use of, or reliance on, this website. Nothing here limits liability that cannot lawfully be limited.
Governing law
These terms are governed by the law of the Republic of South Africa.
